Trader Joe's Agrees to $7.4 Million Settlement Over Card Receipt Violations Customers who used credit or debit cards at Trader Joe's between March 5, 2019, and July 19, 2019, and received receipts displaying more than the last five digits of their card number may be eligible for a payout as part of a $7.4 million class action lawsuit settlement. The grocer is accused of violating the Fair and Accurate Credit Transaction Act (FACTA) by printing sales receipts that included sensitive financial information, potentially exposing customers to identity theft. Grocery shoppers who paid with a credit or debit card at Trader Joe's and received a sales receipt showing too much of their card number may be entitled to a share of a $7.4 million class action settlement. The California-based grocery company has agreed to resolve allegations that it contravened the Fair and Accurate Credit Transaction Act (FACTA). The core of the dispute lies in the printing of sales receipts that displayed more than the permissible digits of customer card numbers, thereby raising concerns about potential identity theft risks. The legal action was initiated by plaintiff Brian Keim, who recounted an instance in July 2019 where a Visa debit card transaction at a Trader Joe's in Palm Beach, Florida, resulted in a receipt displaying the first six and the last four digits of his card number. According to the lawsuit's arguments, this disclosure of a significant portion of his card's digits constituted a privacy invasion, exposing his private financial information to the store employee and anyone else who viewed the receipt. While the receipts did not include other key identifiers like expiration dates or customer addresses, FACTA strictly prohibits businesses from printing more than the final five digits of a customer's credit or debit card number on transaction receipts. Trader Joe's has acknowledged that not all of its stores printed receipts with the offending information, and even in stores that did, only a limited number of transactions were affected. The company's decision to settle is attributed to a desire to avoid the considerable risks and expenses associated with prolonged litigation. A representative for Trader Joe's declined to provide direct comments, instead directing inquiries to the official settlement website. To qualify for a payment from this settlement, customers must have used a credit or debit card for a purchase at a Trader Joe's store between March 5, 2019, and July 19, 2019, and received a receipt that contained the first six and the last four digits of their card number. Eligible customers might also receive direct notification via email or postcard, indicating that their payment processing records show they were impacted by the issue and are therefore eligible to file a claim. The deadline for submitting a Settlement Claim Form is June 9, 2026. Those possessing a Class ID number can submit their forms by mail to Keim v. Trader Joe’s Settlement Administrator, P.O. Box 301134, Los Angeles, CA 90030-1134. Trader Joe's is required to fund the settlement within ten business days following the final approval of the settlement. It is important for recipients to note that their settlement checks will be valid for cashing for a period of 180 days from the date indicated on the check. This resolution aims to compensate affected customers and reinforce compliance with consumer protection laws concerning financial transaction data