Ripple Treasury has introduced native digital asset capabilities into its enterprise treasury management system, allowing corporate finance teams to hold, view, and manage XRP and RLUSD alongside traditional fiat balances for the first time within a single platform.

New Digital Asset Management Features

The two new features, Digital Asset Accounts and Unified Treasury, are built on GTreasury, a system Ripple acquired in 2025. GTreasury previously processed $13 trillion in payments volume last year for a diverse client base, ranging from small businesses to Fortune 500 companies.

Digital Asset Accounts Explained

Digital Asset Accounts allow treasury teams to create Ripple-native digital asset accounts directly within the platform. Balances in XRP, RLUSD, and other supported tokens are displayed alongside cash positions, with real-time fiat valuations calculated using live exchange rates.

Transactions are automatically recorded, providing a comprehensive audit trail with native notional amounts, fiat equivalents, and market prices. The system captures balances with 15-decimal precision to ensure accuracy and eliminate reconciliation issues.

Unified Treasury and Custodial Connectivity

Unified Treasury connects digital asset holdings from multiple external custodians using Ripple Treasury’s existing API connectivity layer, which is already used for bank integrations. This eliminates the need for separate wallets or third-party platforms.

Industry First and Future Expansion

Ripple claims to be the first treasury management provider with embedded digital asset functionality. Renaat Ver Eecke, SVP at Ripple Treasury, stated, “Digital assets have arrived at the CFO's desk, and the question has shifted from whether to engage to how to do so without disrupting existing operations.”

Ripple plans to expand its digital asset framework to include services such as cross-border settlement, intercompany payments, and yield on idle cash using stablecoins.